Why choose My Wealth Capital Sdn Bhd?

Our unique approach combines technology, expertise, and personalized service

Industry Leader
5-Star Rated
Fully Licensed

Multi-Channel Network

50+ Partners

Access to over 50+ lending partners including banks, credit unions, and alternative lenders

  • Traditional banks
  • Online lenders
  • Credit cooperatives
  • Private investors

Quick Response

24hr Response

Fast turnaround times with dedicated support throughout your application journey

  • 24-hour initial response
  • Real-time updates
  • Dedicated advisor
  • Priority processing

Holistic Evaluation

360° Assessment

We look beyond credit scores to understand your complete financial picture

  • Income assessment
  • Debt-to-income ratio
  • Employment stability
  • Future earning potential

Transparent Process

100% Transparent

Clear communication with no hidden fees or surprise charges throughout the process

  • Upfront fee disclosure
  • Regular progress updates
  • Clear terms explanation
  • No hidden charges

Experience the My Wealth Capital Advantage

Join thousands of satisfied customers who chose our proven approach to loan approval

Real People, Real Success Stories

If they got approved with CTOS 300-480,
you can do it too

Your situation isn't as bad as these cases - see how we've helped customers transform their financial lives

之前

CTOS: Poor (300-499)
Multiple credit card defaults, unable to get bank loans
Rejected by 5 banks

之后

CTOS: Fair (500-649)
Successfully obtained business loan, credit score improved
RM 80,000 approved
+200 points

"From rejected to approved - your situation isn't hopeless"

"My Wealth Capital helped me when no one else would. They saw potential in my business plan despite my poor credit history. Now my business is thriving and my credit score has improved significantly."

Food & Beverage
时间线: 6 months

之前

CTOS: Very Poor (Below 300)
Bankruptcy discharged, struggling to rebuild financial life
No access to credit

之后

CTOS: Fair (500-649)
Secured personal loan for home renovation, rebuilding credit
RM 45,000 approved
+350 points

"Even after bankruptcy, there's hope for financial recovery"

"After bankruptcy, I thought I'd never get a loan again. My Wealth Capital's team understood my situation and helped me get back on my feet. Their credit repair advice was invaluable."

Construction Worker
时间线: 4 months

之前

CTOS: Poor (300-499)
Irregular freelance income, multiple loan rejections
Rejected by traditional lenders

之后

CTOS: Good (650-749)
Debt consolidated, manageable monthly payments
RM 120,000 consolidated
+250 points

"Freelancers and irregular income earners - we understand you"

"As a freelancer, banks didn't understand my income pattern. My Wealth Capital looked at my complete financial picture and helped consolidate all my debts into one affordable payment."

Digital Marketing
时间线: 3 months
98%
Customer Satisfaction
Even difficult cases succeed
2,500+
Success Stories
Including low CTOS cases
300+
Average CTOS Improvement
Your score can improve too
Strengthened trust in My Wealth Capital capabilities

Why Choose My Wealth Capital Sdn Bhd?

Built on trust, powered by expertise, committed to your success

Experienced Team

Over 15 years of combined experience in financial services

50+ certified advisors

Standardized Process

ISO-certified processes ensuring consistent quality service

99.9% data accuracy

Privacy & Security

Bank-level security with full PDPA compliance

256-bit encryption

Financial Partners

Partnerships with 50+ licensed financial institutions

RM 2B+ facilitated

High Satisfaction

Consistently high customer satisfaction and success rates

98% satisfaction rate

Licensed & Certified

Licensed Financial Advisor
PDPA Compliant
ISO 27001 Certified
BNM Registered
AKPK Approved
15+
Years Experience
10,000+
Loans Facilitated
50+
Lending Partners
98%
Success Rate

Important Disclaimer

My Wealth Capital Sdn Bhd is a licensed financial advisory service. We are not a direct lender but act as intermediaries connecting borrowers with licensed financial institutions.

All loan approvals are subject to the lending institution's terms and conditions. Interest rates, fees, and loan terms are determined by the respective lenders.

We provide advisory services only and do not guarantee loan approval. Our success fee is only charged upon successful loan disbursement.

Data Protection

We are fully compliant with the Personal Data Protection Act (PDPA) 2010. Your personal information is collected, processed, and stored securely.

Data is only shared with pre-approved lending partners with your explicit consent. You have the right to access, correct, or request deletion of your personal data.

For data protection inquiries, contact our Data Protection Officer at privacy@mywealthadvisor.asia

Regulatory Compliance

License: Licensed under the Financial Services Act 2013 (License No

Registered Office: Level 15, Menara My Wealth Capital Sdn Bhd, Jalan Bukit Bintang, 55100 Kuala Lumpur

Complaints: For complaints or disputes, contact Bank Negara Malaysia at bnmtelelink@bnm.gov.my or 1-300-88-5465